You should always call the police after a truck accident in Texas, even a minor one. However, it’s legally required if the accident results in injury, death, or significant vehicle damage – which is true of many truck accidents. By calling the police, you ensure that there is an official record of the accident, which could be important for legal and insurance reasons.
The police will document the accident, evaluate who is at fault, and create a report that your insurance company will need to process any claims. This report is a key piece of evidence that can support your claim and protect your rights.
When Do I Have to Call the Police After a Texas Truck Accident?
In Texas, you must immediately notify the police if a truck accident results in injury, death, or damage to a vehicle that prevents it from being driven safely. Here’s how you should handle the situation based on the location of the accident:
- Inside a municipality – If the accident occurs within a city or town, you must report it to the local police department.
- Near municipal boundaries – If the accident happens not more than 100 feet outside a municipality’s limits, you should inform either the local police department or the sheriff’s office.
- Outside municipal boundaries – For accidents occurring in other areas, you must report to the sheriff’s office or the nearest office of the Texas Department of Transportation (TxDOT).
Calling 911 immediately after the truck accident is a direct and efficient way to report it to the police as required by Texas law. When you call 911, they can dispatch police officers to the accident scene. Any Texas police officer who investigates the accident is required to make a written report if it resulted in injury, death, or $1,000 or more in property damage.
What If the Damage Seems Minor?
Texas law requires you to report any motor vehicle accident that results in injury, death, or property damage leaving a vehicle unable to be moved. However, it’s better to be safe and report the truck accident, even if the damage seems insignificant at first.
It’s often difficult to accurately assess the extent of any vehicle damage at the scene of an accident. Damage that appears minor could actually be more serious upon closer investigation. Reporting the accident creates a legal record showing that you did the right thing, which can prove essential for insurance claims or legal purposes later on.
What Happens If I Don’t Call the Police After a Truck Accident?
Not calling the police after a truck accident in Texas can lead to several problems. First, you would be violating Texas law if the accident results in injury, death, or serious property damage. Breaking this law can result in significant legal penalties.
Without a police report, it’s also harder to prove what happened during the accident. This can be a big issue when dealing with insurance companies. They often require a police report to process claims. Without it, you might face challenges getting compensation for the harm you suffered in the crash. It’s always safer to call the police and ensure everything is officially documented.
Does Texas Require a Police Report for a Truck Accident?
Truck accidents are subject to the same reporting requirements as any other motor vehicle accident in Texas. And because truck accidents are much more likely to result in injury, death, or extensive property damage, it’s a safe bet to assume that you should report it. The police should file an accident report after investigating a truck collision resulting in injury, death, or at least $1,000 in property damage.
What Will the Police Do at the Scene of the Accident?
When the police arrive at the scene of a truck accident in Texas, they usually begin by securing the accident scene to prevent further accidents or injuries. They might set up barriers or cones and direct traffic around the accident if it’s obstructing the road. Then, they ensure the safety of all individuals involved and address any immediate medical needs by calling emergency medical services if necessary.
After these priorities, the officers gather information by talking to drivers, passengers, and witnesses. They collect details about what happened and check everyone’s driver’s license, vehicle registration, and insurance information. They document everything they observe at the crash scene in an official accident report. This report includes all the information they’ve gathered and their assessment of the crash.
What Else Should I Do After a Truck Accident?
After notifying the police about the truck accident, there are several important steps you should take:
- If it’s safe, take photos of the accident scene.
- Gather contact information, insurance details, and registration info from all parties.
- If there are witnesses, ask for their contact information and statements.
- Seek prompt medical attention, even if you don’t think you got hurt.
- Inform your insurance company about the accident promptly.
- Don’t admit fault or discuss the details of the accident with anyone other than your lawyer.
- Document any medical treatment you receive and any expenses related to the accident.
- Contact a knowledgeable truck accident lawyer in Texas as soon as possible.
Will Filing an Accident Report with the Police Help My Insurance Claim?
Insurance companies rely on police reports to understand the circumstances of the accident, determine fault, and assess claims. Many insurers require you to file them as part of your claim. These reports include comprehensive information that can streamline the claims process and come in handy if there are disputes about the accident.
Without a police report, you might find it harder to prove your case to the insurance company, especially if the other party disputes your version of events. It’s always advisable to file a police report for any accident, no matter how minor it might seem.
Contact a Texas Truck Accident Lawyer
If you’ve been in a truck accident in Texas and need guidance, The Wilhite Law Firm is here to help. We understand the challenges you’re facing and are ready to support you. Contact us for a free consultation. We will listen to your story, answer your questions, and discuss how we can assist you with your claim.