When an insurance company is handling a claim, it is bound by contractual duties in its own policies, as well as by Colorado state laws. An insurance company must communicate with injured victims promptly, conduct a thorough investigation, pay claims promptly, and handle claims in good faith. An insurance company…
Hello, my name is John Maroney and I am a lawyer at The Wilhite Law Firm. Today I would like to focus on Under-Insured/Uninsured Motorist Insurance, or UIM/UM insurance as it is commonly abbreviated. I have this type of insurance, and I make sure my family does too. So What…
Here in Colorado, all motorists must purchase automobile liability insurance in order to legally operate a vehicle on the highways of this state. This liability insurance must provide benefits (limits of liability) of at least $25,000.00 per person and $50,000.00 per accident. This type of insurance provides benefits to those…
After you have been injured in an accident and file an insurance claim, it is likely you will have to negotiate with the insurance company. Any quick offer from an insurer is likely to be low and intended to limit the insurer’s liability. It may be made before you can…
The state of Colorado requires all drivers to maintain auto liability insurance. This requirement is non-negotiable. Under Colorado law, drivers must carry coverage of at least $25,000 per person and $50,000 per occurrence for bodily injuries, and $15,000 for property damage. Colorado residents are required to maintain a contract with…
If you get hurt while working, it is important that everything is documented as close to the date of injury as possible, and not months in the future. Otherwise, the employer, insurance carrier, and others may question why it was not reported sooner. Do not wait. Time is of the…
The fires that burned through the Louisville and Superior areas of Boulder county destroyed over 1000 homes and left almost 150 damaged. While it is still not known what caused the fire, (initially, it was assumed downed powerlines started the fire) investigations continue. Many people lost their homes in these…
A federal judge in Texas tossed portions of a rule that established an arbitration process Congress called for to shield patients from surprise medical bills. The results of this ruling could have far-ranging consequences for medical insurance billing claims, hospital bills, and more. What is Arbitration? Arbitration is a way…
Have you ever been hit by an uninsured driver? Chances are the uninsured driver got a ticket, which got reduced to something minimal, and nothing else. The fact of the matter is that almost every uninsured driver who causes a crash doesn’t see any real penalty, sometimes not even a slap on…
